The manuals can be downloaded in word format and are easy to edit. All you have to do is edit your name, business name and prices , then send to the accreditors so you can be recognised by insurers. MANUAL IS DOWNLOADABLE IN A WORD DOCUMENT!!!! Does the thought of writing training manuals break you out in a sweat? Do you dread sitting in front of a computer for days on end writing out course material? These pre-written manuals are suitable to teach from or they can be edited to suit your own training approach. Fully compatible to meet accreditation standards of the insurance companies